Union Privilege understands that getting, using, maintaining and rebuilding good credit can often be confusing and difficult. The following resources are designed to help clarify the credit process.

Union Plus Credit Education 101

• Top ten credit questions
• Smart Credit Strategies Webinar

Credit reports & credit scores

• How to get your credit report & understand it
• How to get your credit score
• How to establish credit and address problems with your credit report
• 10 ways to improve your credit
• Consumers beware: "credit killers"
• Your credit score: every point counts
  

Credit counseling & advice

• Union Plus Credit Counseling
• UnionDebtHelp.org
• Avoiding identity theft
• 3 ways to avoid credit card fees

Budgeting

• It pays to do the math in the budget game
• When the income decreases, but the bills don't